Understanding Motorcycle Insurance and Why it is Good to Have an Attorney

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In the event of a motorcycle accident, you want to be insured up to standard. This means that you must be insured well enough to satisfy your state’s legal guidelines. Because motorcycle accidents are prevalent, it is always a good idea to shop around for the best insurance possible that will cover everything that you need it to.

Liability coverage covers many of the aspects that you will need when you have been involved in a serious accident. This includes many of the following:

  • Bodily Injury and Property Damage: What happens if you are in a motorcycle accident that injured another person or their property? This will cover your legal liability and make it easier on you.
  • Uninsured/Underinsured Motorist: If another person is not insured but they caused an accident that led to your injuries, you will be covered under this policy. In these cases, insurance will typically not pay enough for your expenses, so this will cover the rest.
  • Medical: This will pay for necessary medical care you receive when you have been involved in a motorcycle accident. It does not matter who is at fault.

The problem is, insurance can cause many issues. In some cases, your insurance may not cover all of your injuries and you may feel at a loss. In these cases, your best bet will be a lawsuit. You also have many responsibilities in regards to motorcycle insurance, such as making sure that your policy is up to date to actually cover what you need it to. (1)

What it Takes to Manage Your Own Case

Many people believe that it is a good idea to handle their own accident case after a motorcycle incident. This is because it is especially tempting to handle a case on your own whether than spend your money and time on an attorney and the fees associated with a lawsuit. Let’s assume that you had no injuries or very minor injuries after your motorcycle accident. If this is the case, you may not actually need the help of an attorney. Filing an insurance claim will usually be efficient enough to compensate you for the very minor injuries that you have received. However, this is not the case in every accident.

Getting the Help of an Attorney

The reason why it is a good idea to have an attorney on your side is because big-name insurance companies usually have attorneys representing and fighting for them. Having an attorney on your side will assure that, after a motorcycle accident that causes you injuries, you will have someone on your side who has spent countless years studying laws and gathering the knowledge it takes to represent you. If you are not familiar with many motorcycle and accident laws in your state, where will you turn? Having an attorney is always a good option.

Here is one thing that you should know: Being represented by an attorney will typically lead to larger settlements in your case. This means that you may receive more compensation simply by taking the time to hire someone who understands the ins and outs of the law. Your situation may become complicated quickly. For instance, the other party may not have insurance or they may not take responsibility. Having a lawyer may make you feel less intimidated in the end. (2)

Give us a call if you have been injured in a motorcycle accident and need our help settling your case today. We will help you from start to finish because we have what it takes to get you the compensation you deserve. With years of experience in motorcycle accidents, we will constantly fight for you!

(1) http://www.motorcycle.com/how-to/motorcycle-insurance-basics

(2) http://www.alllaw.com/articles/nolo/personal-injury/handle-your-own-claim-hire-lawyer.html

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