Many people choose to put a lien on their debtor's real property if they have been having trouble getting payment from a debtor. Liens can prove to be time consuming and there are various laws regarding their placement, but in some cases they may be the best option...

Is Umbrella Insurance or Excess Liability for You?A personal umbrella policy is a type of insurance that provides liability coverage over and above your automobile or homeowners insurance policy.Many people say that Umbrella Insurance and Excess Liability are the same...

Motorcycle Design or Manufacturing DefectsJust like motor vehicles, motorcycles are built to a standard duty of care to protect a rider. However, every year thousands of people are involved in motorcycle accidents that costthem injuries or their own life. Many of...

Gross negligence is the failure to exercise even the slightest amount of care, andinvolves complete disregard for another person's safety. If gross negligence isfound by the trier of fact (judge or jury), it can result in the award of punitivedamages on top of general...